Corporate Credit Advisory
Understand your company's credit report. Put a clear action plan to work.
Commercial credit report analysis, CMR review and correction support for Indian businesses, with a written scope and defined professional fees.
One entity · All lenders in the agreed report · Confidential handling
Choose how to begin
Start at ₹10,000 and upgrade for ₹30,000, or begin with ₹40,000. Both routes have the same total professional fee.
Payment and onboarding are coordinated through our official WhatsApp or email.
When the record needs a closer look
Clarity before your next credit decision.
Inaccurate reporting, missing updates and repayment concerns require different responses. We examine the records, explain the issues and identify the work that can reasonably be undertaken.
Our service is for business entities seeking a structured review of their commercial credit position. CMR is reviewed where it is available in the bureau report.
Closed or repaid facilities still appear outstanding
Compare bureau entries with repayment records and lender confirmations.
Balances, classifications or account details appear inconsistent
Identify differences, missing evidence and the appropriate correction route.
A lender has raised questions about the company's profile
Separate reporting discrepancies from genuine repayment or documentation concerns.
The business is preparing for a credit application or refinancing
Review the available records and prioritise the steps within the company's control.
Defined fees. Clear responsibilities.
Two ways to start. One combined fee.
Choose a standalone diagnostic first, or engage us for the diagnostic and standard implementation together. All fees below are per legal entity.
Start with an assessment
Corporate Credit Diagnostic
₹10,000 + GST
₹11,800 payable, including 18% GST
A paid review with written findings and a practical action plan. Report review begins after payment, documents and authorisation.
- —One entity's agreed CIBIL company credit report, covering all lender accounts appearing in it
- —Lender-wise issue identification and preliminary document review
- —Basic review of available financial statements and borrowings
- —Written findings, document gaps and prioritised recommendations
- —One consultation explaining the assessment
Diagnostic only: lender contact, correction submissions and continuing follow-up are outside this stage.
Complete standard engagement
Diagnostic + Implementation
₹40,000 + GST
₹47,200 payable, including 18% GST
Begin with the combined engagement after a brief suitability discussion and acceptance of the written scope.
- —Everything in the Corporate Credit Diagnostic
- —Detailed reconciliation and evidence preparation for the agreed issues
- —Correction requests, authorised submission assistance and lender / bureau coordination
- —Three months of active support, monthly review calls and fortnightly written updates
- —Verification against the latest available report and a final issue-wise status
- —Limited tracking through month six for original requests awaiting external responses
Standard scope: one entity and ordinary reporting matters across the lenders in the agreed report. Specialist work is separately quoted.
Already completed the ₹10,000 diagnostic?
Proceed with the agreed standard implementation for ₹30,000 + GST (₹35,400 including GST). Your diagnostic fee is credited in full. Total professional fees remain ₹40,000 + GST for the same entity and findings.
Official bureau reports and subscriptions are purchased directly by your company and are additional. We explain which reports are needed and their current cost before you pay our fee. Implementation starts after its payment, required documents, authorisation and work plan are in place. All service periods are confirmed in the written engagement.
Know exactly what you are getting
Assessment first. Managed implementation when required.
The diagnostic gives you a written plan that you may use independently. Implementation is an optional engagement to carry out the agreed work.
₹40,000 includes both stages. The ₹30,000 implementation fee follows the ₹10,000 diagnostic.
| Service | ₹10,000 diagnostic | ₹30,000 implementation |
|---|---|---|
| Company credit report and all lender accounts in it | Review and identify issues | Work from the agreed findings |
| Written assessment and prioritised action plan | Included | Use the plan for implementation |
| Basic financial and borrowing overview | Included, using available records | Address the agreed action points |
| Relevant document reconciliation and evidence files | Preliminary document review | Detailed issue-wise reconciliation |
| Correction requests and lender / bureau coordination | Not included | Included within the agreed standard scope |
| Review calls and written updates | One explanation call | Monthly review calls and fortnightly updates |
| Active case handling | Not included | Three months from implementation commencement |
| Verification against the latest available report | Not included | Included; report purchase costs are extra |
| Original requests awaiting external responses | No continuing follow-up | Limited tracking through month six |
Specialist matters receive a separate quotation.
Other entities, promoters' personal reports, additional bureau coverage, extensive historical reconstruction, litigation support, debt negotiations and restructuring are outside the standard package unless expressly included in writing. Any additional work requires your approval of its scope and fee before it starts. Routine work already included is not billed again.
If the diagnostic identifies no substantial actionable work, you can end the engagement with the diagnostic. Payment does not purchase a particular rank or the removal of accurate history.
A straightforward next step
From your first message to a documented work plan.
Payment, scope confirmation and onboarding are coordinated through WhatsApp +91 70087 87487 or capital@pvtfin.com.
Choose your starting point
Send your company name, contact details, a short issue summary and your preferred option: diagnostic or combined engagement. The first suitability discussion does not include a detailed report review.
Confirm scope and receive your invoice
We confirm the entity, report coverage, deliverables, exclusions, document requirements and any known specialist work. You receive the written engagement, invoice and official payment instructions.
Pay and complete onboarding
Pay through the official instructions supplied with the invoice. Share the invoice or payment reference through the same contact. We confirm receipt and agree authorisation, confidentiality and document sharing before detailed review.
Receive your diagnostic
We aim to provide the initial written assessment within seven working days after receipt of payment, complete documents and authorisation. Your explanation call covers findings, evidence gaps and the proposed action plan.
Approve implementation, if required
Diagnostic clients may choose the ₹30,000 + GST implementation stage. Combined clients approve the issue-wise work plan with no additional standard implementation fee. We then begin the agreed active support period.
Documents we may request after scope confirmation
Provide records relevant to your case. An existing usable report can be used; there is no need to purchase a duplicate simply to begin.
- —Company identity and billing details; authorised contact
- —Current company credit report and lender / facility list
- —Relevant sanction letters and lender statements
- —Repayment evidence, closure letters, NOCs or settlement records
- —Available financial statements and debt repayment schedule
- —Relevant legal records, where needed for the agreed assessment
Please send only basic enquiry details initially. We agree how sensitive documents will be shared. Never send account passwords or OTPs.
Optional ongoing support
Keep your credit records under review.
After the active implementation period, choose periodic review and continuing advisory under a separate monitoring engagement.
- —A monthly review of the latest available report and lender information
- —A written issue tracker, priorities and action update
- —One monthly review call and assistance with one new straightforward reporting query within the agreed scope
Fresh substantial rectification is separately quoted. Report / subscription costs remain client-paid. Existing pending requests continue under the original limited tracking commitment, whether or not you subscribe.
Per entity · per month
₹5,000 + GST
₹5,900 including GST
Monthly advance or quarterly advance of ₹15,000 + GST (₹17,700 including GST). Authorised autopay may be arranged where available.
Optional enrolment. Billing and cancellation terms are agreed in writing before the first payment.
Before you begin
Your questions, answered.
Clear scope, informed decisions and confidential handling throughout the engagement.
PvtFin.com · Apollo Capital
Begin with a clear view of your company's credit.
Choose your starting point. We will confirm suitability, written scope, invoice and official payment instructions through WhatsApp or email.
WhatsApp +91 70087 87487 · Email capital@pvtfin.com
Professional fees are subject to GST. No payment is collected by clicking these enquiry links; the selected service is confirmed through our invoicing process.
PvtFin.com is a brand of Apollo Capital Consultancy Private Limited. We provide independent professional advisory services and are not affiliated with or endorsed by TransUnion CIBIL or any credit bureau. CIBIL is a trademark of its respective owner. Credit ranks, reporting decisions and funding approvals are outside our control. A credit advisory engagement does not include a funding arrangement mandate; any financing engagement has separate terms.