For financiers and capital providers
A clearer view before you commit capital.
PvtFin connects capital providers with medium and large Indian corporates through mandate matching, AUDIT-X screening and internal credit review. You receive the opportunity, the supporting documents and the material questions that still need answers.
- Promoter conduct
- Cash flow and repayment
- Security and recourse
- Evidence and open questions
Our capital partner network
A focused relationship around your mandate.
NBFCs · AIFs · Private credit funds · Venture capital and private equity firms · HNIs and UHNIs · Family offices · Other eligible capital providers
We begin with your sector, geography, ticket size, structure, tenor, security preferences and exclusions. Debt and equity opportunities are assessed against their respective mandates.
What we bring to your review
Context that makes a proposal easier to assess.
Mandate matching
The requirement is considered against your lending or investment appetite before an introduction. The purpose, amount, structure and timing are stated clearly.
Material risks upfront
Relevant adverse findings, inconsistencies and unanswered questions are presented with the commercial proposition, so you can decide what deserves further work.
Connected analysis
Promoter profiles, group relationships, banking activity and available legal records are examined together to identify issues that individual documents may not explain.
Human credit judgement
Our internal credit team reviews the evidence, assesses materiality and seeks borrower explanations. Automated alerts are inputs to that review.
A traceable review
The report states its scope, review date, supporting sources and verification gaps. Confirmed facts, reported allegations and analytical inferences are distinguished.
Discreet coordination
We coordinate documents, clarifications and discussions through agreed transaction stages. Sensitive information is shared under the applicable authority and confidentiality arrangements.
AUDIT-X / Technology with human review
Connect the records. Examine the implications.
AUDIT-X is PvtFin’s proprietary, in-house screening and analytical system. Automated research workflows help our credit team organise available information, identify potential connections and investigate inconsistencies across a borrower, its promoters, linked entities and banking activity.
Promoters and connected entities
Identity, directorships, ownership and group relationships are cross-checked using available records and relevant identifiers. A similar name is treated as a possible match until its identity is checked.
Courts, enforcement and regulation
Relevant public court and tribunal records, insolvency proceedings, regulatory orders and official ED, CBI or police disclosures are reviewed where available. Custody, bail, conviction and appeal details may be considered where recorded in a reliable, lawfully accessible source.
Bank statements and transaction patterns
Borrower-provided or authorised statements are examined for unusual movements, related-party flows, cheque returns, repayment behaviour and differences between business receipts and other funding inflows. Potential round trips and unexplained transfers are flagged for follow-up.
Financial and commercial consistency
Available financial statements, GST information, debt schedules and business records are compared with banking activity, the stated funding purpose and the proposed repayment route.
A transaction alert is a question to examine. The underlying evidence, identity match and borrower explanation determine its significance.
Coverage depends on the agreed scope, access permissions, records supplied and source availability. A pending allegation is distinguished from an established finding. Screening does not establish a criminal offence or certify that no adverse record exists.
Internal credit review
Read the borrower, the repayment route and the recourse together.
Promoter conduct is a central part of our review, alongside business viability, cash generation, existing obligations, security and legal enforceability.
A commercially stressed company may still have a credible funding proposition. We assess the business challenge and integrity concerns separately, explain their implications and identify what remains unresolved.
Where proceedings exist, their nature, relevance and current status matter. Borrower explanations and supporting records form part of the assessment.
Corporate funding and investment
Opportunities considered against your appetite.
Business and transaction finance
Working capital, term funding, refinancing, acquisition finance and receivables or trade-linked structures.
Time-sensitive and complex situations
Bridge funding, structured debt, promoter funding and special situations, with the relevant risks and conditions disclosed.
Growth and strategic capital
Relevant equity, growth and strategic opportunities for partners whose investment mandates fit the business and stage.
Working together
A practical route from mandate to review.
Share your mandate
Tell us your institution or investment profile, preferred opportunities, ticket size, sectors, geography, structure and exclusions.
Agree the working arrangement
Discuss fit, information requirements, confidentiality, roles and commercial terms before an engagement.
Review relevant opportunities
Receive a scoped review and supporting records, raise your questions and make your own appraisal decision.
Questions from capital providers
Before we begin.
Does your screening eliminate lending or investment risk?
No. Screening helps identify and explain risks. It does not guarantee repayment, investment performance or the absence of fraud. The final decision remains with the capital provider.
Are all checks completed on every opportunity?
The report identifies the review scope, checks completed, documents received and items still pending. The depth of review depends on the assignment, information available and transaction stage.
How do you handle court or enforcement references?
We examine identity, relevance and available case status. Allegations, pending proceedings, convictions, appeals and final outcomes are distinguished. Unresolved matches are identified for further verification.
Does your report replace our own due diligence?
No. Our report supports your appraisal. Your applicable KYC, AML, credit, legal, valuation and investment approval requirements continue to apply. Specialist opinions and certifications need the appropriate separate scope and professionals.
Can we work with you on a specific financing or investment mandate?
Yes. Share your parameters so we can discuss the fit and agree how opportunities, information and follow-up will be handled.
How are fees and responsibilities handled?
The relevant mandate, roles, fees and any potential conflicts are discussed and agreed in writing. Neither association with PvtFin nor receipt of a proposal commits a partner to provide capital.
Build a capital partnership
Tell us where your capital fits.
Share your name, institution or investment profile, preferred ticket size and mandate. We will discuss how PvtFin can support your opportunity review.
Please share only an introductory mandate in the first message. Detailed records can follow through an agreed channel.
PvtFin is a brand of Apollo Capital Consultancy Private Limited. This page invites business partnership discussions. It is not an offer of securities or a promise of funding or returns. Each transaction remains subject to the applicable legal framework, independent appraisal and agreed documentation.