Corporate Advisory | India
Corporate Loan Management
Keep lender requirements and borrowing deadlines organised.
Bank submissions, renewals and unresolved queries can consume valuable finance-team time. PvtFin helps your company maintain a clear borrowing position and coordinate agreed lender requirements through a defined monthly or on-demand assignment.
When your finance team needs additional support
This service may be suitable when your company has several facilities, repeated lender queries or important deadlines spread across different people.
Common situations include:
- Renewal work starts late because documents and earlier correspondence are scattered.
- Finance teams repeatedly prepare similar information for different lenders.
- Covenant dates, insurance renewals and submission requirements are difficult to track together.
- Repayment schedules do not provide one current view of upcoming obligations.
- Pending submissions have no clear owner or recorded acknowledgement.
- A finance-team transition has left incomplete borrowing records.
We agree the entities, facilities and responsibilities before starting. A focused assignment can cover one immediate requirement; continuing support can cover a defined portfolio of borrowing relationships.
What the service can cover
Consolidated borrowing and repayment schedule
Prepare an agreed facility register showing lenders, limits, outstanding amounts, repayment dates and key conditions, using the records your company provides. Identify missing or inconsistent information for confirmation.
Sanction conditions and covenant tracking
Extract relevant obligations from the agreed sanction and facility documents. Record the required action, responsible person, due date and available completion evidence. Matters requiring a legal interpretation are identified for professional review.
Lender information packs
Organise agreed financial and operating information into a consistent submission pack. Reconcile figures to the identified client records and obtain management approval before external submission.
Stock and receivables statement coordination
Coordinate the information required from your accounts and operating teams. Track preparation, approval and submission. Any audit, certification or valuation required by a lender remains with the appropriately qualified professional.
Renewal and documentation calendar
Maintain the agreed schedule for facility renewals, insurance, periodic information, security documentation and other identified requirements. Track outstanding items and escalate upcoming deadlines.
Query and acknowledgement register
Record lender questions, document requests, replies and acknowledgements. Give management a clear view of what has been submitted, what remains pending and who needs to act next.
What you receive
The accepted scope may include a borrowing register, repayment calendar, covenant tracker, submission checklist and pending-query register. For a continuing assignment, we agree a review frequency and a concise status update covering approaching dates, missing records and matters requiring management attention.
These records support your finance team. Management retains responsibility for the accuracy of company information, authorised representations, payments and acceptance of lender terms. Lender decisions and response times remain outside PvtFin's control.
How the engagement works
Define the requirement
Discuss the facilities involved, the immediate problem, upcoming deadlines and the support expected from PvtFin.
Agree the work plan
Confirm confidentiality, authority, deliverables, reporting frequency, dependencies and fees. Request the necessary records after scope confirmation.
Establish the working records
Review available documents, prepare the agreed trackers and identify gaps. Confirm opening balances, dates and responsibilities with the client team.
Coordinate and review
Track the agreed actions, prepare approved information packs and report pending items. Additional lenders, investigations or negotiations receive a separate scope where required.
Monthly and on-demand arrangements
A monthly assignment is suitable for recurring information, tracking and coordination. An on-demand assignment can address a defined renewal, reporting backlog, lender query or documentation exercise. We agree the work covered and the point at which the assignment ends.
Arranging a new facility, refinancing or negotiating a resolution can be considered through the relevant funding or debt-resolution service, with separate responsibilities and commercial terms.
Information needed for an initial discussion
Start with the company name, authorised contact, number and type of facilities, current difficulty and nearest deadline. A short description is sufficient for the initial discussion. Detailed sanction letters, statements and company records are requested progressively after confidentiality and scope arrangements are confirmed.
Fees and commencement
Fees reflect the facilities covered, record quality, reporting frequency, deadlines and delivery work. Setup work and continuing support are identified in the quotation. Travel, professional certification and substantial additional work are agreed separately. Work starts after acceptance, the agreed payment and availability of the required records and authority.
Questions finance teams ask
Can you work with our existing CFO and accounts team?
Yes. The assignment is designed around your existing team. We agree who prepares information, who checks it and who authorises communications.
Can we engage you for one urgent requirement?
Yes, subject to scope and capacity. Share the deadline first so that the work and dependencies can be assessed before a timetable is accepted.
Do you make repayments or operate our bank accounts?
The service covers the agreed tracking and coordination work. Your authorised team controls bank access, payment approval and execution.
Will you certify our stock statements or financial information?
We can coordinate preparation from client records. Any required certification must be issued by the eligible professional under a separately confirmed responsibility.
Can this include consortium or group borrowing?
These assignments can be assessed. The quotation must identify each entity, lender and facility, together with the additional coordination required.
Does engaging PvtFin change our sanction conditions?
No. Existing obligations continue until the relevant lender agrees a change. A request for revised terms is a separate commercial exercise.
Can you help when records are incomplete?
We can first identify the gaps and quote the reconstruction work. Unverified amounts or dates are marked for confirmation rather than presented as established facts.
Do you support companies across India?
Enquiries are assessed across India. Remote coordination and any necessary location-specific work are agreed in the mandate, including specialist involvement and travel where applicable.